Why You Need Event Insurance

Why You Need Event InsuranceIf you are in the process of planning a big event you should look into Event Insurance. Event Insurance can cover your event in terms of cancellation and even liability.

Protecting your event is a very important aspect of planning your special day. Whether it’s a wedding, a family reunion, bat mitzvah, or any other type of event, you can buy affordable event insurance. The insurance will protect you from liability in case someone is hurt, or gets sick from the food, or some other calamity occurs.

Here is a sampling of event insurance policies you can purchase:

Cancellation Insurance

A cancellation can occur due to a variety of factors, including illness, and can help cover deposits and other funds spent for the event that is now cancelled. Be sure to ask your agent what specific cancellations are covered.

Postponement Insurance

There are times when due to inclement weather, illness or accident that an event must be postponed through no fault of the organizer. Event insurance can help defray the costs associated with postponement.

Deposit Recovery Insurance

When you are planning a large event, you end up paying deposits for a lot of items such as flowers, food, cakes, venues and more. Event insurance can help you recover these costs if you choose the right insurance.

Get Insured Against Weather Events

You never know what Mother Nature has in mind for your big day. Since most events are planned as far as a year in advance it’s good to have alternative plans in case of inclement weather. Event insurance can help you if this problem should arise.

Military or Job Issues

If your event is planned around the leave of a military person, or other important person with an unpredictable job, and for some reason their leave is postponed or cancelled due to events that you cannot control, event insurance can help you recover many of the costs associated with cancellation and postponement.

Liability Insurance

Whenever you have an event for a large number of people there are liability issues. Someone could slip and fall, get sick on the food, be involved in alcohol related accidents, or any number of unexpected problems. Most venues will require liability insurance and might even offer their own insurance. Be sure to talk to your agent to help you pick the right type of liability insurance at a price you can afford.

Obtaining Event insurance is as easy as talking to Joe DiCesare, who specializes in event insurance. Joe can help you determine what type of insurance you need, at what level of coverage, and get you set up with event insurance to help protect your special day from the unexpected.

Event insurance is a very affordable solution to these unexpected problems. While more than likely your event will go off without a hitch, having event insurance will give you one less thing to worry about. Planning events is stressful enough without worrying about all that might go wrong.

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