Encompass One—insurance designed for you.?
Whether you’re pursuing your passion, supporting your family or planning for what’s next, life can be busy. You deserve insurance that makes protecting what you love simple.
With the EncompassOne Insurance Package Policy, you get protection for the things you value, all under a comprehensive plan. Each of our three signature policies offer coverage for your home, car and important possessions.
Why EncompassOne ?
- Easy insurance
One premium. One deductible2. One agent. When it comes to insurance, EncompassOne is as simple as it gets. - Personalized protection
With varying limits and features, EncompassOne gives you freedom to build the policy that fits your life. - Comprehensive coverage
EncompassOne’s robust package helps fill risky coverage gaps that other policies may not.
Personalized insurance made simple.
Only you can know the coverage that’s right for you. EncompassOne offers three tiers of protection—each designed to fit your unique needs.
Features
Property Location Limit3
Additional living expenses reimbursed if home unlivable
Accident Forgiveness
Water backup damage coverage
Homeowners Association extension
Jewelry & fur coverage
Elite
200%
of home replacement value
No specific time or dollar limit
Unlimited4
accidents
Highest
coverage
$50,000
of your share
$10,000
Deluxe
200%
of home replacement value
No specific dollar limit
up to 1 yr
First Only
accidents
Optional
coverage
$5,000
of your share
$5,000
Special
N/A
No specific dollar limit
up to 1 yr
N/A
Optional
coverage
$1,000
of your share
$1,500
Get extra protection with EncompassOne.
Our property location limit helps protect your home, contents and other structures up to 200% of your home’s value.3 With some other companies, claims cannot exceed the amount set by each piece of coverage, which could leave you with risky out of pocket expenses.
$1M3
Property, contents and other structures.
Encompass
Combined Limits
Property: $500K
Contents: $350K
Other Structures: $50K
Other Companies
Individual Limits
Illustration based on a property value of $500K
Learn more about EncompassOne.
We can help you learn more about the perks of the EncompassOne package policy.
Coverages, features and discounts subject to terms and conditions. Savings vary based on factors such as state and coverages selected. The coverages, features and discounts described on this website are not available in every state. Please see your Encompass policy for details or call an Encompass Insurance Independent Agent for more information.
1 The Encompass One Policy is a package policy which can contain one or more segments (auto, homeowners, boat, personal umbrella) and is not available in FL, MA, NC and TX.
2 If more than one item for which a premium is paid under this policy sustains a covered loss in the same event, only the highest deductible will be applied. However, if a policy includes a Wind/Hail, Tropical Cyclone, Hurricane, Named Storm or Earthquake deductible, such deductible will be applied per property location.
3 Coverages for other structures may be limited in some states. This feature does not apply to Special.
4 Applies to surcharges only. Does not guarantee renewal.