A House Mishap You Might Not Be Aware Of

Tuesday, July 29th, 2014

How to avoid home damages caused by soil movementThough built with concrete, steel, and wood, your home isn’t immune to damages.

As it ages, it will gather dust and lose the brilliance of its original paint. Its wooden parts wear out and might even attract insects. While your aluminum and steel roofing and pipes might get rusty and need replacement.

But there’s another thing that’s ruining your home in silence. It works underneath but the wreckage it brings could be big that you won’t be ready for it.

Cause and effects of soil movement

We know that the earth constantly moves but its tiniest bit – soil is also often in motion. And these tiny movements can damage your home from below.

The ruin it does goes up to your floor, walls, tiles, and pipes which could make the whole house collapse.

Its main cause is severe weather changes like drought, continuous rain, and storm, which undoubtedly we can’t control. However, you can be prepared and have your home checked and repaired to prevent an even bigger disaster.

Preventing further damage of shifting soil

The first signs that your home is being damaged by soil movement are cracked floors and walls, and misaligned windows and doors.

In severe cases, you’ll hear creaking sounds or see your floors and walls having holes or becoming uneven without you knowing how it happened. This is an indication that the foundation of your home is crumbling.

If you notice this contact a foundation repair company immediately. They can apply the necessary patches in and around your house.

You could also ask a home inspector to survey your house before and after the repair to make sure you got everything fixed.

Before buying a house

If the condition is extreme though, moving homes might be a better decision. Should you choose to do this, get the help of your local home inspector again to double check if the new home you’re considering is sturdy and can withstand soil movement. Cracks on sidewalks and roads are again signs that a neighborhood is prone to foundation problems.

And get in touch with your local insurance agent to have the right coverage in your home insurance. Your insurance may not prevent soil from moving and damaging your house but it can help you have funds for small and big repair when the right coverage is in place.

For this particular need in the Hudson Valley New York City area, feel free to contact Joe DiCesare via phone or email.

Photo credit: U. S. Fish and Wildlife Service - Northeast Region

Calculating Driving Discounts with Snapshot

Friday, April 11th, 2014

save on auto insurance with snapshotSafe driving now saves you even more on your car insurance. Thanks to Snapshot, people are reminded to pay better attention to their own actions as well as the actions of other drivers on the road.

Snapshot is an ingenious tool that places the costs of individual drivers’ insurance policies in their own hands. It translates to people changing their behavior on the road because they know their actions are being monitored. More importantly, it encourages them to pay attention to and avoid other hazards on the road.
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Do You Need Pet Insurance?

Friday, April 4th, 2014

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Avoid Roadside Assistance in Your Policy

Friday, March 28th, 2014

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Why is Roadside Assistance Such a Bad Thing?

Truthfully speaking, it isn’t. In and of itself, roadside assistance is a smart thing to have. Just make sure you don’t roll it into your insurance coverage.
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Flood Insurance Basics

Friday, March 21st, 2014

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From devastating storms, such as hurricanes Katrina and Sandy, to record snow melts and storms that seem to crop up out of nowhere leaving disasters in their wakes, people are beginning to ask necessary questions regarding flood insurance.
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How to Keep Your Auto Insurance Costs Down

Friday, March 14th, 2014

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Benefits of Whole Life Insurance

Friday, March 7th, 2014

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Auto Insurance for College Students

Friday, February 28th, 2014

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Workers Compensation Benefits to Employees

Friday, February 21st, 2014

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Auto Insurance and Teen Drivers

Friday, February 14th, 2014

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