Defensive Driving Class – What Does It Mean For Your Premiums?

Defensive Driving Class Helps Lower Insurance PremiumsWhether or not you have points on your license, there are plenty of benefits to consider for taking a defensive driving class. These classes can make a huge difference in your ability to be a safer, more defensive driver.

That’s something that makes insurance companies happy. Here are just a few ways you benefit from defensive driving classes.

Points Reductions

If you currently have points on your driver’s license, you can remove up to four of those points from your record by taking this class. If you’re at risk of losing your license due to too many points on your license, you can actually save your license.

This helps drivers in more the one way. As your points are reduced, your insurance premiums are lowered because you are viewed by the insurance companies as a reduced risk. The fewer points you have, the lower your insurance rates will become.

Lower Insurance Rates

If you currently have no points on your record, you deserve congratulations! Insurance companies already view you as a reduced risk. As a result, they have awarded you with lower premiums than your contemporaries who do have points on their driving records.

However, it is worth noting that taking defensive driving lessons can help you net an additional discount of up to 10 percent on many auto insurance plans. This is in addition to the discounts you were already receiving as a result of your safe driving history.

Knowledge Nets Future Savings

Finally, defensive driving classes teach you about the rules of the roads and local laws along with defensive driving techniques and strategies designed to prevent future accidents and tickets.

By learning these important things now, you stand to save a great deal of money throughout your lifetime. Not only on insurance premiums, but also in deductibles, repairs, medical expenses, tickets, and more.

The bottom line is this: if you’re not doing things like this to lower your premiums, then you’re essentially giving your money to insurance companies. Contact Joe DiCesare today to learn other ways you can enjoy significant savings on your auto insurance policies.

Joe understands the challenges many people face when it comes to maintaining adequate insurance coverage. Let him help you find the plan that’s right for you at a price that won’t break the bank today.  Joe DiCesare gives you coverage options from several major carriers so you can buy with confidence that you are getting the plan that best meets your needs.

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